Untapped

    There is a conversation happening in boardrooms and compliance offices across financial services, insurance, healthcare and utilities that tends to start with regulation and end with obligation. Organizations ask how they meet accessibility requirements for their customer communications and how they avoid the risk of falling short. That framing is understandable, but it is also limiting.

    Accessibility in customer communications should be more than a compliance checkbox. This is a strategic opportunity to reach a segment of the population that has been consistently underserved — and whose expectations for clear, usable and inclusive communications are no different from anyone else's. The organizations that recognize this early are reducing risk and building a genuine competitive advantage.

    The Scale of the Problem

    According to the World Health Organization, roughly 1.3 billion people globally live with some form of disability. In the United States, that figure represents more than one in four adults. These are customers who receive bills, policy documents, account statements and benefit notices across both physical mail and digital channels every single day.

    What I see consistently working with enterprise organizations is that the failure to serve these customers is rarely intentional, rather it is structural. Print and digital production often sit in separate teams, with separate governance and accessibility falls through the gap between them. The result is that a customer who cannot read small, low-contrast print on a statement, or whose screen reader cannot parse a tagged PDF, receives a communication that is functionally useless to them. That is unfortunately not a niche problem, rather it is a mainstream failure at scale.

    Print Accessibility Is Not a Legacy Issue

    Despite the momentum behind digital transformation, print remains a dominant channel in regulated industries. Statements, explanations of benefits, policy declarations and legal disclosures are still produced and mailed at enormous volume. For many customers, particularly older adults, print is the primary channel. That makes print accessibility an active and pressing concern, not a legacy one.

    I have worked with organizations that invested heavily in digital accessibility while their print templates remained unchanged for a decade. High-contrast color schemes, clear visual hierarchy, plain language summaries and appropriately sized fonts are not cosmetic choices in print. They determine whether a customer can actually use the document they receive. For customers who are blind, braille versions and tactile graphics provide access that no digital optimization can replace. QR codes and NFC tags embedded in print documents can bridge both worlds, giving recipients a direct path to audio versions or accessible digital content when that better serves their needs.

    Digital Channels Demand Equal Discipline

    PDF accessibility is typically where organizations begin the digital conversation and PDF/UA provides a clear framework for ensuring documents are properly tagged, logically structured and navigable by assistive technology. But stopping at the PDF misses the broader picture.

    Transactional emails must be built with semantic HTML and properly labeled links. An email rendered entirely as an image with no alt text is invisible to a screen reader. I have seen this repeatedly in organizations that have sophisticated CCM platforms and yet send critical notifications that assistive technology simply cannot read. SMS and push notifications, often the last thing anyone audits, reach customers directly on devices where accessibility features are deeply integrated. Interactive digital forms must be operable by keyboard alone and surface error messages in ways that assistive technologies can convey.

    Because print and digital communications increasingly function as part of a single customer journey, a gap in any one of them can break the entire experience for a customer who depends on accessible design to engage.

    The Retrofit Problem

    The pattern I encounter most often is that accessibility is treated as a retrofit rather than a design principle. Templates are built for the assumed majority and adjusted later, sometimes, to address accessibility gaps. That sequence produces poor outcomes and higher costs in both print and digital.

    Accessible design built in from the start isn’t more complex. In print, it means templates that default to accessible contrast, logical visual hierarchy and plain language as standard. In digital, it means semantic structure, alt text and keyboard navigability as baseline requirements. What makes consistency difficult at enterprise scale is that these disciplines require governance that spans both channels, and most organizations have not built that yet.

    The Regulatory Environment Is Tightening

    The Americans with Disabilities Act continues to generate litigation across both physical and digital communications. Courts have consistently extended the reach of accessibility standards as the definition of a public-facing communication continues to broaden. The European Accessibility Act also creates obligations for organizations operating across EU markets.

    Regulated industries face particular scrutiny because the documents they produce carry real legal and financial consequences for recipients. A customer who cannot access a billing statement or understand a coverage denial notice has a legitimate grievance that is increasingly backed by legal standing. The organizations I speak with that have faced accessibility-related complaints almost always trace the failure back to the same root cause: accessibility was nobody's specific job.

    From Risk Reduction to Market Expansion

    Beyond merely avoiding legal exposure, being accessibility-focused from the start means communicating well with the full range of customers an organization serves. Older adults, who represent a growing share of customers in financial services, insurance and healthcare, benefit from the same accessible design principles that serve customers with disabilities. Plain language and logical structure benefit non-native speakers, while clarity benefits everyone.

    Organizations that invest in accessible communications across print and digital are improving the quality of every communication they produce, building loyalty with customers who notice when an organization genuinely respects their needs and positioning themselves ahead of a regulatory curve that will only continue to rise.

    The organizations that treat accessibility as a strategic discipline across the full communications ecosystem, print and digital together, will be the ones that build lasting trust with the broadest possible audience. That’s a growth story for a company, not merely a compliance one.

    Bryan Matlock is a senior leader with a track record of building and leading high-performing sales and solutions engineering teams in the Commercial & Industrial Printing industry. He specializes in digital transformation strategies, enterprise communications processing, and customer experience management (CCM-CXM).
     

    Most Read  

    This section does not contain Content.
    0